FACTS
WHAT DOES AMERICAN EXCHANGE BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please rea
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include.

Social Security number and income
Account Balances and payment history
Credit history and checking accoun
How?
All financial companies need to share cusomters’ personal information to run everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American Exchange Bank chooses to sh
Reasons we can share personal information
For our everyday business purposes-

such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes-

to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes-

Information about your transactions and experiences
For our affiliates’ everyday business purposes-

Information about your creditworthiness
For nonaffiliates to marker to you
Does American Exchange Bank share?
YES
YES
NO
NO
NO
NO
Can you limit this sharing?
No
No
We do not share
We do not share
We do not share
We do not share
Questions?
Call 405-756-3101 or go to aebank.us
AMERICAN

EXCHANGE BANK

LINDSAY, OKLAHOMA Member FDIC
American Exchange Bank – Update 2011
Page 2
Who we are
American Exchange Bank
Location in Lindsay, OK
What we do
How does American Exchange Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We maintain physical, electronic, and procedural safe
How does American Exchange Bank collect my personal information?
We collect your personal information, for example, when you

• open an account or deposit money • apply for a loan
• use your debit card

We also collect your personal information from other, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes-information about your creditworthiness.
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

• The First National Bank, Fletcher, OK and branch in Sterling, OK
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• None
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• None
Other important information
Your privacy and security is very important to us and we use the most up-to-date technology to keep your information always protected and secure.
American Exchange Bank – Update 2011